Real-Time Bill Payments Using Batch RfP™ via Email, SMS, QR Codes & Hosted Payment Pages Integrated with QuickBooks® QBO

• ~ Automate Account Receivable Collection
• ~ Automate Account Payable Payments
• ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ^® specializes in the origination of moving money electronically.

Real-Time Payments Parameters, Attributes, Benefits & Features

Core RTP® & FedNow® Payment Parameters

Parameter	Description
Payment Rails	FedNow®, RTP®
Settlement Speed	Under 10 Seconds
Funds Type	Irrevocable Good Funds
File Upload Format	ISO 20022 (.XML, .JSON, Excel)
Transaction Types	A2A, B2B, C2B
Delivery Channels	Email, SMS, Text, QR Code
Hosted Payment Pages	Secure, Branded, Mobile-Responsive
AR Integration	Sync with QuickBooks® QBO
24/7 Availability	Yes, Including Holidays & Weekends
Reconciliation	Automatic, Real-Time Ledger Updates

Top Features

1. Scheduled Batch Uploads Using ISO 20022 Formats

Merchants can use XML, JSON, or Excel to schedule recurring or bulk payments across multiple recipients—triggering automated delivery of hosted RfP™ links.

2. Multi-Channel RfP™ Delivery with Hosted Landing Pages

Whether sent via email, SMS, or QR code, every Request for Payment lands on a mobile-optimized hosted payment page where the customer pays securely in seconds.

3. Real-Time Good Funds via FedNow® & RTP® Settlement

Transactions are final and irreversible—giving merchants instant access to funds without the risk of chargebacks or ACH return codes.

4. POS, MOTO, and Ecommerce Integration Support

Accept real-time bill payments across all merchant environments, whether in-store, online, or over the phone—backed by secure hosted payment experiences.

5. QuickBooks® QBO Integration for Instant Reconciliation

Every transaction syncs with your QuickBooks® account ledger in real time—eliminating spreadsheet errors and accelerating month-end close.

6. Alias-Based MID Assignment for Enhanced Tracking

Assign MIDs by employee, location, or invoice type, and maintain detailed control over where payments originate and how they're categorized in reports.

Ask us How:

• Real-Time Bill Payments using batch uploads and hosted RfP™ links enables merchants to send recurring invoices instantly via email, text, or QR code—with payments settled in seconds via FedNow® or RTP®.
• Each payment link directs customers to a hosted payment page, where they can authorize secure transactions from any device—resulting in immediate Good Funds and AR certainty.
• ISO 20022 file compatibility allows large-scale upload of payment batches in XML, Excel, or JSON—perfect for enterprise-level invoice automation or SaaS-style recurring revenue models.
• QuickBooks® QBO integration ensures all incoming payments are automatically reconciled to open invoices—saving time and reducing administrative costs.
• With alias-based MIDs and 24/7 real-time payment rail access, TodayPayments.com provides unmatched visibility, flexibility, and control over your payment operations.

Why Businesses Choose TodayPayments.com for Real-Time Payments

1. ✅ Enable payee-initiated RfP™ using ISO 20022 batch uploads
2. ✅ Get paid instantly through FedNow® or RTP®—24/7/365
3. ✅ Assign alias-based MIDs to departments, locations, or agents
4. ✅ Deliver secure hosted payment pages—mobile & desktop compatible
5. ✅ Reconcile automatically with QuickBooks® QBO and AR systems
6. ✅ Eliminate AR aging and ACH processing delays
7. ✅ Use QR codes, text messages, and email to reach customers instantly
8. ✅ Onboard online—no paperwork or hardware required

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Integrating Real-Time Bill Payments with digital and paper invoicing in QuickBooks Enterprise and QuickBooks Online (QBO) provides numerous benefits and features for payees and merchants. Here’s a detailed overview of the setup process and the associated advantages:

Integration Steps

1. Merchant Enrollment in FedNow Service

1. Register with SecureQBPlugin.com:

   • Sign up on SecureQBPlugin.com and enroll in their FedNow Service.
   • Complete any necessary KYC (Know Your Customer) and compliance processes.

2. Configure FedNow Integration:

   • Set up the FedNow Service within the SecureQBPlugin.com dashboard.
   • Link the merchant's bank account to receive real-time payments.

2. Setting Up Real-Time Payment for Digital and Paper Invoicing

Digital Invoicing:

1. Integrate Invoicing Software:

   • Ensure your digital invoicing system (such as QuickBooks Online or QuickBooks Enterprise) is integrated with SecureQBPlugin.com.
   • Use SecureQBPlugin.com's API to add FedNow as a payment option on digital invoices.

2. Send Digital Invoices:

   • Generate and send digital invoices through your invoicing software.
   • Include a payment link that directs customers to a SecureQBPlugin.com payment page to complete the transaction using FedNow.

Paper Invoicing:

1. Include Payment Instructions:

   • Print payment instructions on paper invoices that guide customers on how to make real-time payments.
   • Provide a URL or QR code that directs customers to the SecureQBPlugin.com payment page.

2. Accept Real-Time Payments:

   • Customers can visit the provided URL or scan the QR code to access the payment page.
   • SecureQBPlugin.com processes the transaction through FedNow, ensuring immediate confirmation and settlement.

Benefits and Features for Payees/Merchants

1. Speed and Efficiency:

• Instant Payment Processing: Real-time transactions ensure that payments are processed instantly, improving cash flow.
• Reduced Payment Delays: Eliminates the waiting period associated with traditional payment methods.

2. Enhanced Security:

• Data Encryption: Secure payment channels reduce the risk of fraud.
• Compliance: Ensures compliance with financial regulations, protecting both the merchant and the customer.

3. Improved Customer Experience:

• Convenience: Offers customers a quick and convenient payment method.
• Instant Confirmation: Customers receive immediate payment confirmation, enhancing their experience.

4. Financial Management:

• Automatic Reconciliation: Payments are automatically reconciled in QuickBooks, reducing manual effort and errors.
• Real-Time Cash Flow: Provides up-to-date cash flow information, aiding in better financial planning and management.

5. Versatility:

• Multiple Invoicing Methods: Supports both digital and paper invoicing, providing flexibility to merchants to cater to different customer preferences.
• Seamless Integration: Easily integrates with existing systems and QuickBooks for a streamlined payment process.

6. Cost Savings:

• Lower Transaction Fees: Potentially lower fees compared to credit card transactions.
• Reduced Administrative Costs: Automation reduces the time and cost associated with manual payment processing.

7. Competitive Advantage:

• Modern Payment Options: Offering real-time payments can attract tech-savvy customers and set the business apart from competitors.
• Enhanced Merchant Reputation: Providing cutting-edge payment solutions can enhance the merchant’s reputation and customer trust.

Example Implementation

1. Enroll in FedNow Service:

   • Merchant signs up on SecureQBPlugin.com and completes FedNow enrollment.

2. Integrate Digital Invoicing:

   • Use SecureQBPlugin.com’s API to integrate with QuickBooks Online or QuickBooks Enterprise.
   • Add FedNow as a payment option on digital invoices.

3. Configure Paper Invoicing:

   • Print payment instructions, including a URL or QR code for real-time payment, on paper invoices.

4. Enable Real-Time Payments:

   • Customers can pay using the digital invoice link or by visiting/scanning the URL/QR code on paper invoices.
   • SecureQBPlugin.com processes the payments through FedNow.

5. Monitor and Reconcile Payments:

   • Use SecureQBPlugin.com dashboard for real-time notifications and payment tracking.
   • Automatically reconcile payments in QuickBooks.

6. Ensure Security:

   • Implement data encryption for all transactions.
   • Ensure compliance with financial regulations.

7. Support and Communication:

   • Provide detailed instructions and support for customers.
   • Set up automated notifications for payment confirmations.

By integrating Real-Time Bill Payments with digital and paper invoicing through SecureQBPlugin.com, merchants using QuickBooks Enterprise and QuickBooks Online can enjoy numerous benefits, including improved cash flow, enhanced security, and better customer satisfaction.

Why wait days for ACH or mail checks when you can get paid instantly?

At TodayPayments.com, we help businesses automate billing with scheduled ISO 20022 batch uploads, send hosted RfP™ links via SMS, email, or QR, and receive Good Funds in real-time with FedNow® and RTP®.

✅ Hosted payment pages
✅ Batch automation
✅ QuickBooks® QBO integration
✅ Irrevocable Good Funds
✅ Secure, mobile-ready checkout

👉 Visit TodayPayments.com today and activate your Real-Time Billing Engine.
Batch It. Send It. Get Paid Instantly.

 

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Call us, the .csv, text messaging and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support

2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1.5% percentage on gross dollar file,

3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Real-Time Bill Payments system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG

4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.